Most teen drivers cannot understand the dangers and obligations accompanying the privilege of driving.
Most car accidents involving teens in Las Vegas are due to negligence and human error. Speeding, distracted driving, and driving under the influence of drugs or alcohol are the leading factors in Nevada teen accidents.
Auto Insurance Rates For Teens In Nevada
Having car insurance is a requirement by law in Nevada. Every driver must have at least the state minimum level of coverage to be road-legal and should be able to show proof of insurance. To drive legally in Nevada, you must carry at least the minimum liability limit – Bodily injury: $25,000 per person and $50,000 per accident, and Property damage: $20,000 per accident.
Auto insurance companies believe inexperienced teen drivers pose a higher risk and are more likely to make poor driving choices and cause an accident.
Insurance rates for teen drivers are high in Nevada, averaging over $6,500 for teenage girls and over $7,400 for teenage boys.
Teenagers have worse driving records and higher accident rates. They tend to display impulsive and reckless behavior. Insurance companies view young drivers as potential problems to be dealt with in the future.
Nevada insurance companies offer discounts to teenagers who have attended driver training courses and defensive driving training programs. Students who maintain good grades at school are also offered discounts.
Liability In A Nevada Motor Vehicle Accident Involving Teenagers
In Nevada, parents can be held liable when their teenage children cause accidents due to carelessness.
Nevada follows the Negligent Entrustment Doctrine, which states that a motor vehicle owner can be held liable for the negligence of the person they entrust with their vehicle (such as a teen child). But going after the insurers is far easier than trying to sue the parents directly for the accident.
A victim of an accident involving a teen has to enter into a legal battle with the teen and his family and the insurance company to receive adequate compensation for injuries sustained, which is impossible without the competent guidance of an experienced Las Vegas teen accident lawyer.
If you have been injured in an accident in Las Vegas because of a teenager’s negligence, you don’t need to be too concerned about parental liability. Most teenagers are covered under their parent’s insurance plan, which allows you to get compensation without collecting directly from the teenager or parents. Many parents even add coverage when their teen starts driving in anticipation of such situations.
Even if the teen driver is covered by their parent’s insurance policy, negotiating with an insurance company is often a dreaded and futile task for accident victims. Many people who try to settle their teen accident claims independently do not get a fair deal from insurance companies who will only negotiate in good faith once they are forced to by an experienced attorney.
A teen car accident attorney at Pacific West Injury Law can track down information on the other party’s insurance coverage and build a solid case for you.
Our attorneys will help you to prove liability, demonstrate damages, and get the insurance company to offer a fair settlement amount.
Our lawyers give you more time to heal and recuperate from your injuries by negotiating on your behalf.
To learn more about Nevada laws that apply to teen drivers and driving licenses for teenagers, click on the link below:
https://pacificwestinjury.com/blog/what-nevada-laws-apply-to-teen-drivers/
Pacific West Injury Law – A Top Ten Personal Injury Law Firm In Las Vegas That Provides Exceptional Legal Representation To Secure Favorable Settlements And Verdicts For Clients
After your accident, when you should be concentrating on healing and recovery, you are faced with a barrage of calls, messages, and requests from insurance companies, police, doctors, and others which can be overwhelming and stressful.
A Las Vegas auto accident lawyer at our firm will explain how the accident affects your legal rights, help you understand complicated legal procedures and interpret medical and insurance terminology for you, and also get you through the maze of paperwork required in filing a claim.
An experienced personal injury attorney at our firm ensures that your claim is filed at the earliest as per the Nevada Statute of Limitations, two years from the accident date and guides you to deciding your future course of action.
If you or your loved one has been injured due to the carelessness or negligence of a teen driver in Las Vegas, Henderson, or North Las Vegas, you deserve to be duly compensated for the injuries suffered and other damages. Call our firm’s experienced Las Vegas car accident lawyer for a free case evaluation.
